I see your from Missouri. I will be moving there next year. If you wouldn't mind, could you describe how it works out practically. Without much info and with placing the next egg in jeopardy if it doesn't work...just kinda nervous. Thanks, ksks
What is this $250,000 cap? When I signed up, earlier this year, if I had more than $48,000 annual income I got no assistance. I am not much over that $48.000 threshold and could probably make it happen. I will check them out. Haven't turned my phone on since it started to blow up.
I just peeked, here this year the cap is $60K for a household of 2 adults, 1 child. Also, they got rid of their current plan. Lowest is $1100 for WWW and WWWW (I'm not included), $9k deductable and 50% coinsurance after deductable has been met. He visited a website and used our home number, like 20 calls in the last 3 hours, ringers are turned off now. The increase in premiums since Obamacare started over 5 years (I'm adding 2018) would pay off our home.
ksks Really simple but completely different from what is currently considered normal. One of the driving factors for me was the insurance we had would not/could not tell me what they covered or what I would be responsible for until after it was done and I was on the hook already!!! It works like this, Members send money to other members who have a need, each month you are assigned a different need. There are 225k members and 25 million dollars available per month. If you have a need (accident, illness, injury etc) you send your bills to Samaritan who review them, then they send a monthly letter to each member telling them where to send your share that month. Once per year you send your share to headquarters to cover operating expenses. Hope this helps!
The ACA is governmental theft plain and simple. Steal from one group of people and give it to another group.
I have an appointment with the Financial Advisor next week to discuss options. Just thought of another novel idea. Maybe my wife and I will get divorced after 38 years of marriage. Her SS would not be effected by the way I understand the rules. That would get her SS and pension income off my income. This would put my income really close to the threshold to get assistance. Will have to run that one by my the advisor.
This poor person does not get free health care. You have to make a bit over $11,000 to get free health insurance. Of course that plan is chit and the ones that get it can not get sick as they won't be able to afford the $8000 deductible. Medicaid is for those with kids or old and the damm government passed a law saying the states have to recover the money from the estate (if there is one) when the person dies. The USA healthcare system is crap. The idea was never to fix healthcare but to help the insurance companies. Let's compare to Japan. In Japan everyone has to have health insurance but it is not forced by making those that don't pay a tax. If you have health insurance, it covers 80% period. If you don't have health insurance you pay all. Hospitals are ALL non-profit and they are only run by those that are in the medical profession; no business people are allow to run hospitals. That of course will never happen in the Corporatism government of the USA.
Part of the problem is that you can not pick and choose what you want in your coverage. The ACA makes all men, single men, carry insurance for pregnancy. The ACA also forces everyone to carry mental health insurance. Of course the mental health insurance might be a good thing but it won't work until we get rid of the stigma about mental sickness; which can just be stuff like chronic depression.
Why should we have to provide health insurance for those who choose not to work? Perfectly capable to work adults relying on the masses to keep them fed, clothed, housed, insured, entertained, etc. etc. is deplorable! Don't want this thread to go the way of the "golden padlock" award.
Man oh man.................story after story of health coverage heartache. I really would dread what you folks are forced to endure. Our system up here is fraught with problems as well, but no where as hard on each person $$$$ wise as what is being shown.
24 years ago my college roommate father came to VT for dialysis cause he was told he was too old for it in Canada.. lucky for him they had extra at uvm where his son went... his joke yup 1600 every 6 weeks to stay alive got a new kidney few years later
That is what Obama an cohorts "promised" while shoving the (illegal tax) bill through. People do that for real, I have actually considered it. We've worked our asses off for 30 years and made HUGE sacrafices in 2013. For What!?! To be broke again?!? And Kimberly, our effing policy that is going to bankrupt us doesn't cover chit either.
And that's the way it should be. Health care isn't supposed to be about dividends and profits. It's supposed to be about............Health. Bureaucrats from afar making decisions about people they know nothing about.
Anyone that is buying health insurance through work is getting a group rate. I am sure you are not one of those getting a group rate, as that would be others helping to pay for your health insurance and you would be against that I am sure.
Health insurance has only helped to drive up the cost of healthcare; as well as corporate greed of course; you know, like charging a dollar for an aspirin and $20.00 for a $3.00 foam pillow. There are a lot fewer family practitioners in the USA. Plus, raise your hand if you know that the drug companies got a law passed so they have a monopoly on selling prescription medicines in the USA. Yeah, I know, no politics but you cannot escape politics in life; Congress has worked to screw the people when it comes to health care; they are corrupt; the USA is a banana republic with a fiat currency.
Don't twist it around. Now you're referring to something totally different. Think of one person buying goods. They would pay top price. However, when you buy in quantity, you would get a discounted price. Thus, the collective unit of working people receive coverage from a group plan with a group rate, capisce? I don't now how to explain it without annoying you. The point I was making above is that far too many of our nation decide not to work, but are capable of working. Now tell me that helps keep the costs down!
I have another misgiving. I know a few young couples that purposely take lousy jobs/work minimal hours, and take "side jobs" so the income is not reported all to stay under the cap to ensure they qualify for free health insurance for their children and cheat the system. NOT FAIR to those of us that worked long and hard to better ourselves and have integrity. It's too easy for them to get public assistance though they are not truly in need of it. Off my soap box, thank you.
The plan I had at the beginning of this was $200 covered everything with minimal copays. It went to $800 from $600 dropped it & joined the wifes work plan. & it doesn't exist anymore even if i was dumb enough to keep paying. Now we're paying $900 on a family of 4 & I'm not sure how much her employer is kicking in. It's nuts but sadly won't be fixed anytime soon from the looks of things.
