Surplus money!?

I didn't know there was such a thing but ,I got a Surplus money check in the mail for 498 smackers .
Now I don't know what I'm going to do with it

 

BEER

 

And where did the random Surplus check originate? Just in case the rest of us can start looking for surplus checks too?
However, if it came from a Nigerian prince offering to split future millions, I'll pass on that opportunity...

 

Perty sure cashin' it makes you an accessory to somethin' unsavory.

 

I was sitting on the couch being nice and comfy, in the air conditioning, didn't want to go anywhere so, I decided to try out the Credit Union app, it takes a picture of the front and back of the check and deposits it into your account, worked real slick.
Surplus escrow

 

Remember to declare it on your income tax!

 

I really need to do that, open up a special beer account that pays beer interest

 

Maybe a new saw

 

Ah. Hang onto some of it in case there's a shortage next time.
So, it's not taxable, since it was your money to begin with.......so there's that. And, no Nigerians were harmed in the process.

 

Ouch!
Then in comes Savemoney with the voice of reason...Again!

 

Well , I was conservative , decided it was time to rebar my Hsq 55 from 3/8 20" to .325
Ordered a 16" narrow kerf bar , couple chains and another chain for the Hsq 445

 

Yep It's not income , already paid tax on it once, not paying tax twice

 

In my teens when I got my first part-time job and I was counting the measly dollars from it, plans were hatched what to buy. Police radio, oscilloscope, bicycle tires, etc. My father saw me counting & planning. He said "That's not your money, it's just passing through your hands". (I thought WTH, I worked for it, should do whatever I want with it). He explained that any current or future NEEDS will eat the paychecks - college, car insurance, clothes, shoes. Not for wants like toys or fun. It's not your money Gark, just passing through your hands. Darned if he wasn't right.

 

Your dad called you Gark?



Your dad was a smart man! (not because he called your Gark...), because he was absolutely right!
We call it exchange day.

 

There is what is called unclaimed $ and often it has a lot to do with checks you haven't cashed from dividends or stock options. Sometimes they are small amounts but multiple checks. There is a website to claim them. Just google unclaimed money and it just requires your SS# and name. Very professional site and lists them, you'd be surprised!

 

Yes any money that lands in your hands doesn't stay there long.

 

And any money that lands in Mrs TD's hands lasts even less...

 

Nordstroms or Tractor Supply???