In loving memory of Kenis D. Keathley 6/4/81 - 3/27/22 Loving father, husband, brother, friend and firewood hoarder Rest in peace, Dexterday

Reverse Mortgage, *Please read before considering*!

Discussion in 'Everything Else (off topic)' started by WeldrDave, Mar 17, 2017.

  1. WeldrDave

    WeldrDave Military Outpost Moderator

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    I agree!!!
     
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  2. Well Seasoned

    Well Seasoned Administrator

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    Credit union is the way to go!
     
  3. UncleJoe

    UncleJoe

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    This line is used by every major corporation I've had to deal with.

    "Your call may be monitored for quality assurance and training purposes".

    If you make them aware of it I believe that puts you in the clear.
     
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  4. brenndatomu

    brenndatomu

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    I had to re-fi a few years back. Went to the same bank that had the original mortgage. Small local bank with personal service (originally) Well they started getting bigger and went to using just one mortgage person for all the branches...then you did the closing at a lawyers office instead of at the bank with the same person you started with. I had a deadline that I had to close by, they screwed around until the last minute and then when I went to sign, I find out they had jacked my rate even though I had "locked in", and I had the papers to prove it. I signed anyways because I had to, then I went to the bank and raised a stink! Told them they just lost my business forever. I closed all my accounts there and did a second re-fi at a different small town bank to pay off the re-fi at the jack-wagon bank...it cost me $2k to do it, but I didn't care...never setting foot in the place again...and I warn others about them every chance I get. They are lucky they didn't get sued...open and shut case IMO.
     
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  5. Kimberly

    Kimberly

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    WeldrDave ask_wellfargo is a twitter customer service. The FaceSucks page is /wellfargo; I don't do FaceSucks or I would post there; if you do, I would post there and on twitter at least once a day until they answer. I wonder if there is not some civil complaint you could file against the local person that is handling the account; nothing like pulling someone into court to get their attention. Filing fees vary with courts but even if it was $100 it might be worth it.

    I will tell a story. When I was attending college a friend told me how he got a court judgment against a guy that did not pay him for some weed he sold him. Of course I found that strange but then he added, well, it was not really about the weed; the actual civil complaint he filed was that the guy did not pay him for some tyres he sold him. My friend got someone willing to go to court and testify that he was present when the tyres were sold (probably in exchanged for some weed LOL). Judgement granted. All you need in a court of law is someone willing to lie; cops do it, lawyers do it, even the judges do it.

    Anyway, it is worth trying the twitter and FaceSucks.
     
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  6. WeldrDave

    WeldrDave Military Outpost Moderator

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    Thank you for the advise Kimberly; but I'm not about to loose a full military pension for lying and $65,000! Not to mention I'm a FreeMason and it's not in my blood, I'm sworn to it! Some lines I just won't cross, I just can't do that, and the blood is on there hands, "Not mine"! Sadly, I can't get "Anyone" from that company to even speak to help us! "That is where the problem lies" Every time we ask for contact information we get, "Well Sir, I don't have that information" or "We can't give that information out, we'll have someone contact you"! And they never do!!! :headbang: :hair: Thank you for the suggestions though!!! It does help to know you have support, my objective here was to help any fellow hoarder down the road who may have a Senior member of this world, and make a well thought out decision before even "considering" a reverse mortgage! Look at any other options carefully! :handshake:
     
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  7. Kimberly

    Kimberly

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    I wasn't being serious about the civil complaint. However, I would hope the community here would get behind you on flooding their twitter and FacesSucks pages. I did post several twitter posts about them trying to steal your house. The local branch is not going to help you, they are stonewalling and we know that. So take it up the ladder. Someone mentioned that you need a lawyer that knows the industry and deals with this. They probably are breaking some laws here but you need a lawyer; the problem there is the cost; of course if it goes to court you always ask for attorney fees.

    I did see a few replies on ask_wellsfargo asking the person to send a DM about the issue. It is worth trying.
     
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  8. TurboDiesel

    TurboDiesel

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    I'd give away the 65,000$ before I'd lie under oath....

    :handshake:
     
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  9. Kimberly

    Kimberly

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    Then you haven't been in a court of law lately, the prosecutor will lie his/her arse off and the judge will go along with it all. Yeah, I will lie in a minute in a court because I know the realities.
     
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  10. JIMBETHYNAME

    JIMBETHYNAME

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    Worse bank ever! The hours they are open suck
     
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  11. JIMBETHYNAME

    JIMBETHYNAME

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    They probably get thousands of threatning letters a week.
     
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  12. stuckinthemuck

    stuckinthemuck

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    Two wrongs don't make a right.....
     
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  13. WeldrDave

    WeldrDave Military Outpost Moderator

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    So true! My conscience is and will be clear!:)
     
  14. milleo

    milleo

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    And you stick to that, please...You will beat them somehow but don't be lowered to lying and being a dirt bag...
     
  15. milleo

    milleo

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    How can you live with yourself????
     
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  16. yooperdave

    yooperdave

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    Wow! After a couple days gone, the true colors are coming out!!

    Sheds new light on the stove problem...or is there a stove problem...?? :cool:
     
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  17. milleo

    milleo

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    Must be from away....Not the same ethics as us...
     
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  18. milleo

    milleo

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    Really struck a raw nerve in me, I HATE someone who lies,cheats or steals...
     
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  19. brenndatomu

    brenndatomu

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    Teach (that I really liked) caught me tryin to cheat on a test in 4th grade...took me out in the hall and told me how disappointed she was with me...I felt terrible...never did that again!
     
  20. yooperdave

    yooperdave

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    Yup!
    Appears to know how to work the system.

    Quite accomplished at working this FHC system, I might add.
     
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