The job is front half of a house, tear off and replace . I'm not doing the job , need to hire someone , would like to get a ball park figure what it's going to cost Area is 15' peek to bottom X25' long, if it matters roof is 6-10 pitch, I estimated 3.75 squares , probably best to round off to 4 squares ? will need cap , no ridge vent there
If my memory serves me correctly I paid $200/sq last summer. Included new ridge vent and cap. Reused drip edge and gutters.
The guy I use is $100/square to take it off and $100/square to put it down. Cleans up, hauls everything off, new drip edge and boots included.
It has been a few years but every proposal that I was given included "extra for plywood if any rot is found".
We have a Guatemalan crew that does our roof work. They are a labor only crew, we supply all the materials. New construction is $60/sq and strip and replace $120/sq.
Two years ago had my whole roof done. 128 bundles of 20 year shingles. Roof has 4 valleys and included all new steel, drip edge, boots, ridge top venting, Zinc fungus strips and ice dam ALL the way up. Tear-off, Install and clean-up included for $11,000. complete.
Shoot lol, I need a new roof. I need to really start saving up some cash..... part of the roof has some minor structural stuff. Anybody know anything about how this works with insurance companies? Not trying to commit fraud or anything, just want to know.
Might want to tiptoe around the claim part until you know filing is the right thing to do. Once a claim is made, paid out or not, you have a mark against you (so to speak) is your roof damage something insurance would cover?
I have no idea honestly, my agent is pretty cool though so maybe I should talk to her. Never made a claim yet but after last years snows and this years hail it did take a beating.
In my limited experience, you would need to tie damage to a specific event. Each event would carry with it a deductible. Also, they may take into account the original life expectancy of the roof and residual value based on years of depreciation. The structural stuff may be treated differently since it doesn't really have a life expectancy as long as the home is properly maintained. Probably worth getting a few quotes first before talking to your insurance company. Like I said, limited experience for me.. Others may have more informed opinions...
I have learned that the older the roof = more depreciation = less reimbursement for a claim. Have the adjuster come out either way to assess. The sooner the better despite the black mark on insurance claims. They will count the hail damage marks and determine on their own...... Then you can claim or not. We had major hail damage in my previous home just a few years ago. Those with the oldest roofing received much less. Food for thought.
I've done roofing jobs for insurance claims before but I have never heard any type of prorating because of a roofs age, it sounds ridiculous. If it's a year old or 20 yrs old and has damage due to whatever reason and needs to replaced it shouldn't make a difference what it's age is.
It is common practice to pro rate (betterment, depreciation what ever you want to term it) on roofing claims. I think though it can vary with different carriers and policy language. A roof has a life expectancy and it's a general rule that a carrier is to put you back to pre loss condition. No difference than a car, if you total a 2006 they do not pay you for a 2014.
Its debatable. My home was built in 1880, I don't expect them to take that into consideration on a total loss. With cars it's a little different, prorating is understood and accepted.
Yeah, I'm getting it sorted out. I have pretty good credit so I'm getting it done (hopefully) with financing. Still have yet to make the call but they require a credit score of 580 and I'm at 620... Not great but not amazing. Its mostly due to how recently I bought the home. Thanks for the tips. I have a friend that does roofing coming by soon. He doesn't do financing but he does get deals on shingles when his distributor over stocks them or somebody over orders and they get returned. He'll give them to me at his cost and do trade work... we'll see. Owning a home is rewarding, but is also at times costly. Worth every penny still.
Nothing debatable, it's all what the policy says. If the policy states they will depreciate or pro rate then that's what they do, if it's full replacement cost then there you have it.
I had hail damage and a super old roof. They paid replacement value. And my quote was for up to 100sq ft or something of replacement boards over that I paid for decking replacement. I have 1x6 boards for my decking.
Was your entire roof replaced or just portions repaired? How old was the roof? and do you know by any chance what your homeowners policy says about pro-rating certain portions of your policy? What happened to your decking?
