In loving memory of Kenis D. Keathley 6/4/81 - 3/27/22 Loving father, husband, brother, friend and firewood hoarder Rest in peace, Dexterday

Some days are diamonds and some days are stones

Discussion in 'Everything Else (off topic)' started by Backwoods Savage, Mar 17, 2015.

  1. Backwoods Savage

    Backwoods Savage Moderator

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    I don't remember if I had posted anything about this before or not but if so, here it is again.

    Getting up in years my wife and I have no desire to leave final things to our sons. That is, some day we will die and they will either have to feed us to the hogs, burn us or bury us. But we really do not feel right in leaving them with decisions nor do we wish to leave them with financial burdens putting us away.

    Therefore, a few years ago we went to one of the local funeral parlors to a man whom we've both known for many years. I also have had dealings with his father many years ago and we always got along well. Naturally, at this time we go to this place to set up final arrangements. All apparently went well and we paid for everything including the stone. We also had purchased our cemetery plots and the stone has been set and just waiting for us.

    But in the meantime, things happened that we knew nothing of and it shocked us. The man took our money but somehow it never got deposited in the escrow fund at the state level. Whoops. Last year an audit caught this and let us say, the man suddenly was in deep do do. Needless to say, many were hurt by this including us. Not only in the broken trust but also there were many thousands of dollars that suddenly were not there. What to do?

    Long story short, things have finally been happening for the good. The funeral home has been sold and the dollars have been placed into the fund so we have lost nothing but a few grey hairs. I spoke with the prosecuting attorney today (was too sick to go to the trial) and the man definitely has pleaded guilty and the sentencing will be in about another month. He no doubt will get off easy because everyone has recovered the dollars that were lost. The funeral home has re-opened under the new owners and they are doing business.

    But the gist of the whole thing is that we praise the Lord for this. We stood to lose almost $16,000. A month ago we didn't have it. Today we do. Thank you Lord!

    So sometimes when we get down and out and it seems people are walking over you but you can't seem to stop it, persistence does many times pay off. For sure we had little to do with the recovery as this was a legal matter so other than filling out forms and making telephone calls, etc., we had to leave this to a higher power. May the Lord continue to bless us and every reader of this post to make the year 2015 one of the very best ever.

    Rant over and purse now heavier.


    Perhaps some may take this as poor taste but I just thought some might like it. This is our stone and our final resting place. Notice the birth dates. This cemetery is very rural and set back away from the road so is a very quiet place and we have many relatives laid to rest here also.
    Gravestone.JPG
     
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  2. savemoney

    savemoney

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    Sorry to hear that. My parents set the same thing up. Told us we would only have to pay for transportation of the remains. That didn't prove to be the case. We had to cough up as much as the service is being offered today. Father died in Florida 12 years ago, mother died here two years ago. In both cases the people providing the services charged way and beyond what was anticipated. Holding cost, the cardboard box etc. We even had to buy vaults for holding the cremains.
    My parents did get a stone and the ash containers they wanted from it. We didn't use the funeral home for services. Did a graveside service for the both of them at the same time. They did provide the digging of the grave and set up some chairs. My experience is arrange everything you can, but be very carful about what you pay for. What a stone. buy that, but leave handling directions and a fund to whomever you designate to handle your estate. They only need to make a few calls and have access to the money.
     
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  3. Smokinpiney

    Smokinpiney

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    Glad to hear things turned out in your favor dennis. That's a great looking stone but hopefully the good Lord will keep you and Judy here with us for many years to come! :thumbs:
     
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  4. Norky

    Norky

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    My wife worked in the death care industry (yeah, that's what they call it) for many years. Most recently she worked for a privately owned pre-need insurance company. Part of her job was to weed out the dishonest sellers, many of whom were affiliated with a funeral home. She said that for the most part, funeral directors and people associated with them were very nice honest people, but there are also some downright scumbags. Very often when she would point out someone that was defrauding the policy holders, it would fall on deaf ears because it was all about the money. She has seen situations such as yours happen many times. Sometimes the agents would have the policy holders make payments directly to them and in the end, the insurance company would be held responsible when the person dies and still have to pay the claim.

    Heck with taking up any space, I want burned when I'm dead. Someone would probably end up peeing on me anyway.
     
  5. Backwoods Savage

    Backwoods Savage Moderator

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    Boy, some real nightmares out there. I know in Michigan the MFDA handles all the stuff and we know of several folks who have done this sort of thing and all have turned out well. No doubt if someone were to pass away in a different state, there would have to be added travel expenses involved.

    My advice to anyone now is figure what the final cost would be in today's dollars. Then go to a bank and set up a CD. You can set up a 20 year or longer term CD and then when the dollars are needed, they can be withdrawn from the CD without penalty. The way I'm seeing it now is that may be the best way to go but one also then would need to make arrangements with someone to handle everything when the time comes. This is one thing we have tried to stay away from.
     
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  6. WaddleRemodel

    WaddleRemodel

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    Your last name is Cook... Thought it would Backwoods or even Savage..:emb: and to think we have alias's on this site':)
    Good for you and your wallet. Nice stone
     
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  7. Woodwidow

    Woodwidow

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    Love the stone. Future genealogist will really appreciate the wealth of info on it. Just need Judy's maiden name but it would muck up the balance of the design. I am really glad you were able to get things back on track with the arrangements.
     
  8. fox9988

    fox9988

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    Glad it worked out for you Dennis. Nice stone. I'm glad y'all got a spot you like.

    I've got strange views.
    My teenage girls asked me recently what I wanted done. I said, "I don't care. Wait, actually I do, what ever is cheapest and that would be cremation".
    They didn't really like the idea. I told them that when I die, all that's left is a carcass that needs disposed of. No need for anyone to get rich off it, and I'd rather my money be spent on something useful. They wanted to know what to do with the ashes. I told them- I didn't want anyone to keep them. Too much burden. Dump me in the creek at the house. I'll end up in the Gulf. That's cheap and easy.
    My wife feels the same except she wants dumped in the Grand Canyon. Guess I'll have to go back, if I outlive her. That's OK.
     
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  9. MightyWhitey

    MightyWhitey

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    I'm sure y'all have read about the travesties that have occurred recently in and around the Chitcagoland area regarding cemeteries and bodies etc.

    Don't know what to add beyond that.

    Glad you came out financially OK BWS and that you're ready to die with "peace of mind"!!!!!!!!!!!!!


    Just not in the near future Lord willing!!!!!:D:thumbs:
     
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  10. rookie1

    rookie1

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    You shoulda got married on October 26th.
     
  11. MightyWhitey

    MightyWhitey

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    Dennis; didn't they spell your surname incorrectly???? I thought your last name started with a "K"!!!:D:rofl: :lol:



    You're a firewood "kook"!!!:thumbs:




    I'm a "KOOK" also......................."Keepers Of Odd Knowledge" society. We remember stuff no one else does!! I'm great at "Trivial Pursuit"!!
     
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  12. DexterDay

    DexterDay Administrator

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    Glad everything worked out in your favor Dennis! Some crazy people out there!

    BTW- that is a Beautiful Stone!
     
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  13. ironpony

    ironpony

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    Karma. Based on what I know reading here, you will be well taken care of. As far as the head stone ours has been in place in New York since 1984, was 23 at the time. Not sure how it is going to work out being in Ohio and moving to St Croix. Want to be cremated now, some one will use it.
     
  14. Jack Straw

    Jack Straw

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    That must have been very stressful for you and your wife.
    We have bought our plot, we are to be cremated and buried on the same plot. Neither one of us want a funeral, just a grave side ceremony for family. If my wife goes first, I'll dig the hole.
     
  15. Backwoods Savage

    Backwoods Savage Moderator

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    We did discuss that one! Too young; couldn't wait that long.
     
  16. Backwoods Savage

    Backwoods Savage Moderator

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    At the township level, we are constantly having people come and want to sell their plots or put them in a different name. No problem, except one of our 3 cemeteries is about full.
     
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  17. Knothead

    Knothead

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    Thanks for the heads-up BWS. I bought a prearranged funeral last summer in southwestern Oklahoma and I will be double checking all of my paperwork just to make sure nothing like that has happed to me.

    Just for the record......a prearranged funeral is the only way to go. I saved aroung 40% of what the going rate would have been if my family would have purchased everything at the last minute.

    In this world nothing can be said to be certain, except death and taxes.
    Benjamin Franklin
     
  18. savemoney

    savemoney

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    Wife and I plan on cremation and internment in veterans cemetery. No funeral. Just a family gathering. Maybe have a tree planted in our names.
    Our kids show no interest in looking after or visiting a cemetery. I think after I am gone, no one will care for the cemetery where generations of my family are resting.
     
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  19. wildwest

    wildwest Moderator

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    x2
     
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  20. fox9988

    fox9988

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    To me, this is a matter of balance between respect vs burden. I err toward burden, I don't want to be one, but that's me.
     
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